Terms of Service & End User License Agreement (EULA)
Pluttoz is operated by Kevin Meda Rodriguez ("Pluttoz", "we", "us"), based in Mexico. These Terms of Service, which also constitute the End User License Agreement for the Pluttoz mobile application (together, the "Terms"), govern your use of the app and of pluttoz.com. By creating an account you accept them. If you do not agree, do not use Pluttoz.
1. What Pluttoz is
Pluttoz shows you where to buy a product and which card, account, or membership may get you the best deal, based on the cards, accounts, and memberships you tell us you hold. Pluttoz is not a bank, lender, broker, or financial advisor, and nothing in the app or on this site is financial, legal, or tax advice.
2. Informational purposes only — zero reliance
Everything Pluttoz shows you — offers, discounts, recommendations, rankings, savings estimates, and any output produced with the help of automated or AI systems — is provided for informational purposes only. It may be outdated, incomplete, or wrong. Merchants, banks, and issuers change their promotions, prices, and terms at any time and without telling us, and we cannot and do not verify every offer in real time.
You must always verify the terms of any offer directly with the merchant, bank, or issuer before making a purchase or any financial decision. You rely on anything shown in Pluttoz strictly at your own risk. We assume no responsibility and no legal liability for any suggestion or recommendation shown in the app, or for any decision you make based on it. Savings figures are estimates, "stacked" totals are "up to" amounts that may not combine in practice, and none of them is a promise or a guarantee.
3. License
We grant you a limited, personal, non-exclusive, non-transferable, revocable license to install and use the Pluttoz app for your own non-commercial use, on devices that you own or control, subject to these Terms and to the usage rules of the app store you obtained it from. You may not copy, modify, distribute, sell, rent, sublicense, or reverse engineer the app or any part of it, except where the law expressly allows it despite this restriction.
4. App store terms (Apple and Google)
If you obtained Pluttoz from the Apple App Store, the following applies and prevails over anything inconsistent in these Terms:
- These Terms are an agreement between you and us only — Apple Inc. is not a party to them and does not own and is not responsible for Pluttoz.
- Your license is limited to use on Apple-branded devices that you own or control, as permitted by the Apple Media Services Terms and Conditions.
- Apple has no obligation whatsoever to furnish maintenance or support for the app.
- Apple has no warranty obligation for the app; if the app fails to conform to an applicable warranty, you may notify Apple and Apple may refund the purchase price you paid (if any) — to the maximum extent permitted by law, Apple has no other warranty obligation, and any other claim, loss, or liability is our responsibility.
- We, not Apple, are responsible for addressing any claim relating to the app, including product liability claims, legal or regulatory compliance claims, consumer protection claims, and claims that the app infringes a third party's intellectual property rights.
- You represent that you are not located in a country subject to a U.S. Government embargo or designated a "terrorist supporting" country, and that you are not on any U.S. Government list of prohibited or restricted parties.
- Apple and its subsidiaries are third-party beneficiaries of these Terms and may enforce them against you.
If you obtained Pluttoz from Google Play, Google is likewise not a party to these Terms, has no obligation to provide maintenance, support, or warranty for the app, and your use is also subject to the Google Play Terms of Service.
5. Your account and eligibility
You must be at least 18 years old to use Pluttoz. You are responsible for keeping your login secure and for the accuracy of the information you give us about your cards, memberships, and spending — the app's recommendations are only as good as that information. We never ask for a full card number, CVV, or bank credential; never enter one anywhere in Pluttoz.
6. Free and Gold
Pluttoz has a free tier and a paid "Gold" subscription. Subscriptions are purchased and billed exclusively through the Apple App Store or Google Play, renew automatically until cancelled, and are governed by that store's own terms; prices are shown in the store at purchase. See our Refund Policy for cancellations and refunds. Any free trial of Gold that we grant inside the app is a courtesy granted by us on our servers — it is not an App Store introductory offer, it never charges you, and it simply ends by returning your account to the free tier. Referral rewards and ad-earned unlocks are also courtesy grants; we may withhold or revoke them in cases of abuse.
7. Submitting offers or other content
If you submit a coupon, offer, screenshot, or forwarded email to Pluttoz, you grant us a non-exclusive, worldwide, royalty-free license to review it and use it to operate and improve the offer catalog. Uploaded images and forwarded email bodies are deleted after the offer information is extracted. Don't submit anything you don't have the right to share, or anything false, misleading, or unlawful. Submitted offers are reviewed before publication, and we may reject or remove any content at our discretion.
8. Third-party offers, links, and affiliate disclosure
Offers, prices, and terms shown in Pluttoz belong to the merchants, banks, and issuers that set them; we do not control them and are not a party to your transactions with them. Some links in the app — for example, to apply for a card — are affiliate links, and we may earn a commission if you use them. Affiliate relationships are disclosed where they appear and never affect how recommendations are ranked.
9. Intellectual property
The Pluttoz app, site, name, logo, and content we create are our property or that of our licensors and are protected by intellectual property law. Third-party trademarks and logos shown in the app (merchants, banks, card networks) belong to their owners and appear only to identify their offers; no affiliation or endorsement is implied.
10. Acceptable use
Don't misuse Pluttoz — no scraping, no reverse engineering, no automated access, no abusing referral or ad rewards, no submitting false offers, and no interfering with the service or other users. We can suspend or close accounts that do.
11. Disclaimer of warranties
Pluttoz is provided "as is" and "as available", without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, non-infringement, and any warranty about the accuracy, completeness, or timeliness of offers or recommendations — all to the maximum extent permitted by applicable law.
12. Limitation of liability
To the maximum extent permitted by applicable law: (a) neither we, nor our affiliates, contractors, or developers are liable for any indirect, incidental, special, consequential, or punitive damages, or for lost profits, lost savings, or lost data, arising from or related to your use of Pluttoz — including decisions made in reliance on any offer, recommendation, or AI-assisted output — even if advised of the possibility; and (b) our total aggregate liability for all claims relating to Pluttoz is capped at the greater of the amounts you paid us in the twelve (12) months before the claim arose or one hundred U.S. dollars (USD $100) or its local equivalent. Some jurisdictions do not allow certain exclusions or limitations; where that is the case, they apply only to the extent permitted.
13. Indemnification
You agree to indemnify, defend, and hold harmless Pluttoz, Kevin Meda Rodriguez, and any affiliates, contractors, and developers from any claim, demand, damages, or expenses (including reasonable attorneys' fees) arising from your use of the app, the content you submit, your violation of these Terms, or your violation of any law or third-party right.
14. Your consumer rights
Nothing in these Terms excludes or limits rights that the law does not allow to be waived — including your rights as a consumer before PROFECO in Mexico, under state consumer protection laws in the United States, under provincial consumer law in Canada, and under consumer protection rules in the European Union. Where such a rule conflicts with these Terms, the rule prevails to the extent of the conflict.
15. Changes to these Terms
We may update these Terms. If we publish a new version we will post it here and update the date above, and for material changes we may also notify you or ask you to accept the new version in the app. Continuing to use Pluttoz after a new version takes effect means you accept it.
16. Suspension and termination
You can stop using Pluttoz and delete your account at any time from Settings or from our account deletion page. We may suspend or terminate accounts that violate these Terms. Sections that by their nature should survive termination (including sections 2, 8–9, and 11–14) survive it.
17. Governing law and disputes
These Terms are governed by the federal laws of Mexico, and any dispute is subject to the competent courts of Mexico City, without prejudice to any non-waivable right you have to bring a claim under the consumer protection law of your country of residence.
18. General
If any provision of these Terms is held invalid, the rest remain in force. These Terms are the entire agreement between you and us about Pluttoz. You may not assign them; we may assign them as part of a transfer of the service. Our failure to enforce a provision is not a waiver of it.
19. Contact
Questions about these Terms? Email [email protected].